Home affordability calculator

How much home
can you afford?

Get a realistic starting point based on your income, debts, down payment, and estimated housing costs—then let's turn the estimate into a real game plan.

Free estimate No credit pull Takes about 60 seconds
Austin Elder, Senior Loan Officer
Austin ElderSenior Loan Officer · NMLS #1937462
01

Tell me about your budget

Adjust any number to update your estimate instantly.

Debt-to-income target43%
Conservative · 30%Maximum estimate · 50%
A calculator is the start—not the approval

Your numbers deserve a human.

Online estimates can't see your full credit profile, loan program, seller credits, property type, or the dozens of small details that can change your buying power. I can.

Talk directly withAustin ElderSenior Loan Officer · NMLS #1937462 (210) 294-4223 austin@hf-mortgage.com